Is It Better To Rent or Buy a Home?

Written by Lakewood Ranch Mortgage Syndicated User on May 30, 2025. Posted in First-Time Buyers, For Buyers, Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates, Rent vs. Buy.

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now?With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone right away. You should only buy a home when you’re ready and able to do it, and if the timing is right for you.But here’s the thing you need to know about renting.While it may feel like a safer bet today – and in some areas might even be less expensive month-to-month than owning – it...

Florida Mortgage | If the Asking Price Isn’t Compelling, It’s Not Selling

Written by Lakewood Ranch Mortgage Syndicated User on May 29, 2025. Posted in Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates.

Florida Mortgage | If the Asking Price Isn’t Compelling, It’s Not Selling Lately, more people are setting their asking price too high and having to drop it later to try to draw buyers back in. Make sure it’s priced to pull people in, not push them away. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #HomePrices #realestateadvice

The Secret To Selling Your House in Today’s Market

Written by Lakewood Ranch Mortgage Syndicated User on May 29, 2025. Posted in Agent Value, For Sale by Owner, For Sellers, Home Prices, Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates, Selling Tips.

A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door.But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting a little longer. And more sellers are having to cut their prices.So, how do you still come out on top? It all starts with one thing, pricing your house right from the start. Today, that matters more than ever – and it can make or break your sale.There’s a Real Price Disconnect...

Many Veterans Don’t Know about This VA Home Loan Benefit

Written by Lakewood Ranch Mortgage Syndicated User on May 28, 2025. Posted in First-Time Buyers, For Buyers, Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates.

For 80 years, Veterans Affairs (VA) home loans have helped countless Veterans buy a home. But even though a lot of Veterans have access to this powerful program, the majority don’t know about one of its core benefits.According to a report from Veterans United only 3 in 10 Veterans are aware they may be able to buy a home with no down payment with a VA loan (see visual below):That means 7 out of every 10 Veterans could be missing out on a key homebuying advantage.That’s why it’s so important for Veterans, and anyone who cares about a Veteran, to be aware of this program. As Veterans...

Florida Mortgage | A Recession Doesn’t Mean a Housing Crisis

Written by Lakewood Ranch Mortgage Syndicated User on May 27, 2025. Posted in Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates.

Florida Mortgage | A Recession Doesn’t Mean a Housing Crisis There’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us. Prices usually go up, and mortgage rates usually come down. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #HousingMarket #realestateexperts Data Sources: http://www.freddiemac.com/pmms/ https://mtg-specialists.com/2022/05/11/recession-interest-rates-and-real-estate/...

Common Real Estate Terms Explained

Written by Lakewood Ranch Mortgage Syndicated User on May 27, 2025. Posted in Agent Value, Buying Tips, First-Time Buyers, For Buyers, Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates.

If you’re a first-time homebuyer, chances are you’ll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life. The good news is you don’t need to be an expert on real estate jargon. That’s your agent’s job. But getting to know these basic terms will help you feel a lot more confident throughout the process.Terms Every Homebuyer Should KnowOnce you’re familiar with this terminology, you’ll have a better understanding of important details – from contracts to negotiations. So, when those...

Florida Mortgage | Things To Avoid After You Apply for a Mortgage

Written by Lakewood Ranch Mortgage Syndicated User on May 24, 2025. Posted in Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates.

Florida Mortgage | Things To Avoid After You Apply for a Mortgage Once we have reviewed your finances as part of the homebuying process, you want to be as consistent with all financial aspects as possible. Before doing anything financial in nature, contact us to get some more tips! NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row

Written by Lakewood Ranch Mortgage Syndicated User on May 24, 2025. Posted in Economy, Infographics, Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates.

Some HighlightsIn a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now.That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty.If you’ve been trying to decide if it makes sense to buy a home today, connect with an agent to talk about the programs that can help you become a homeowner.

Navigating Today’s Market

Written by Lakewood Ranch Mortgage Syndicated User on May 23, 2025. Posted in Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates.

Wondering how to make sense of today’s housing market? You’re not alone. A lot of people are asking what’s ahead for inventory, prices, the economy, and more. You deserve answers — and that’s where your trusted local REMAX® agent comes in.

Thinking about an Adjustable-Rate Mortgage? Read This First.

Written by Lakewood Ranch Mortgage Syndicated User on May 23, 2025. Posted in For Buyers, Lakewood Ranch Mortgage, Lakewood Ranch Mortgage Calculator, Lakewood Ranch Mortgage Rates, Mortgage Rates.

If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs).If you remember the crash in 2008, this may bring up some concerns. But don’t worry. Today’s ARMs aren’t the same. Here’s why.Back then, some buyers were given loans they couldn’t afford after the rates adjusted. But now, lenders are more cautious, and they evaluate whether you...

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